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In-House Financing

Finance Your Future.
Under One Roof.

Myron Scott is a licensed Realtor and a licensed Mortgage Loan Officer in Florida and Georgia — meaning your home search and your financing happen together, with one expert guiding both.

Calculate My Payment Get Pre-Qualified
4Loan Programs Offered
2States Licensed FL & GA
20+Years Combined Expertise
1Point of Contact, Start to Close
The O.B.A. Advantage

One Expert.
Zero Handoffs.

Most real estate agents refer you to a separate lender the moment you find a home you love — introducing a new point of contact, new paperwork, and new risk to your timeline. At O.B.A., your broker and your loan officer are the same licensed professional.

That means your pre-qualification, your property search, and your underwriting all move in lockstep, so nothing falls through the cracks between "we found the house" and "here are the keys."

Talk to Our Loan Officer (352) 895-0869
O.B.A. loan officer reviewing mortgage paperwork with clients
Family reviewing mortgage financing options
Keys handed over at mortgage closing
Loan Programs

Financing for Every
Kind of Buyer

Whichever path fits your situation, Myron structures the loan alongside your property search — not after it.

FHA Loans

Low down payment options built for first-time buyers and those returning to homeownership.

VA Loans

Zero-down financing for eligible veterans and active-duty service members.

Conventional

Competitive terms for qualified buyers with strong credit and established income.

Investment Financing

Loan structures for rental properties, fix-and-flip strategies, and multi-unit acquisitions.

Your Financing Team

Licensed Experts.
One Point of Contact.

Meet the in-house loan officers who guide every O.B.A. client from pre-qualification to closing day.

Myron Scott Raymond, Broker and Licensed Mortgage Loan Officer at O.B.A. Realty and Mortgage Group

Myron Scott Raymond

Broker & Owner · Licensed Loan Officer

20+ years of combined real estate and mortgage expertise, licensed as both a Realtor and Mortgage Loan Officer in Florida and Georgia.

(352) 895-0869 info@obarealtygroup.com
SH

Saskia Hunte

Loan Officer · O.B.A. Realty & Mortgage Group

Works alongside every O.B.A. client to structure financing that fits their goals, from first-time buyer programs to investment loans.

(214) 400-9311 info@obarealtygroup.com
Free Tool

Estimate Your
Monthly Payment

Get a quick, ballpark estimate of principal, interest, taxes, and insurance. For an exact quote tailored to your credit and program, Myron can run real numbers in minutes.

Get an Exact Pre-Qualification →
Est. Monthly Payment 
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Principal & Interest$0
Property Tax$0
Home Insurance$0
Estimated PMI$0

This calculator provides a rough estimate for planning purposes only and does not constitute a loan offer or pre-qualification. Actual rates, taxes, insurance, and PMI vary by lender, credit profile, and property. Contact Myron Scott for an accurate, personalized quote.

The Advantage
"When your agent is also your lender,
the whole transaction moves faster,
cleaner, and in your favor."
Myron Scott · Broker, Owner, Licensed Loan Officer
The Process

From Pre-Qualification
to Closing Day

1. Pre-Qualification Consultation

Myron reviews your income, assets, and credit profile to establish an accurate purchase range before you search a single listing.

2. Search & Structure, Together

Your property search and loan structuring happen in parallel. When the right home appears, your offer is backed by a verified pre-approval.

3. Smooth Path to Close

In-house processing means no communication gaps. Your agent and loan officer are the same expert, so nothing falls through the cracks.

Common Questions

Mortgage FAQ

It depends on the program. FHA loans can start as low as 3.5% down, VA loans can offer 0% down for eligible veterans, and conventional loans often range from 5–20%. Myron will walk you through exactly what applies to your situation.

Private Mortgage Insurance is typically required on conventional loans when your down payment is below 20%. It protects the lender, not you, and can usually be removed once you reach 20% equity in the home.

Because Myron is both your agent and your loan officer, there's no back-and-forth between two separate parties. Your search and your financing are coordinated by one person from day one, which typically means faster approvals and fewer surprises at closing.

Yes — and we strongly recommend it. A pre-qualification tells you your real budget and makes your offers far more competitive. Reach out and Myron can typically turn this around within a day or two.

Yes. Myron holds active mortgage licensure in both Florida and Georgia, so the same in-house financing advantage applies whether you're buying in Ocala or Atlanta's suburbs.

Licensed Loan Officer
FL & GA Licensed
FHA · VA · Conventional
20+ Years Experience
In-House Financing
Ready to Begin?

Let's Find Your Rate
and Your Home

Get a real, personalized pre-qualification in minutes — no bank runaround, no second point of contact.

Get Pre-Qualified (352) 895-0869